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Accounting & taxation services in Canada
Tell us where you are. We will take it from there.
Professional, efficient and personalized financial solutions for individuals and businesses across Canada. Pick the situation that sounds like yours — or call us and we will work it out in ten minutes.
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Two decades in practice
Rated Excellent — 398+ Google reviews
Free first consultation
Answered within a business day
Why clients stay with us
Etobicoke, Ontario — serving businesses across the GTA and Canada{{ t.h }}
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Where do I start?
Tell us who you are
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Typical first conversation
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Read the detail →Your year, at a glance
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Or call toll-free 866-296-2444 — we will tell you in the call whether you need us.
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About us
Built on principles of compliance, clarity, and long-term partnership
Why Choose Us?
Reliable AOC is a full-service, affordable accounting firm in Canada serving small businesses, freelancers, and individuals. Our goal is to simplify your finances, reduce your tax exposure, and provide you with the guidance you need to make informed financial decisions, year after year.
How Are We Different
What sets us apart is our combination of technical expertise and personalized support. We understand the needs of real businesses and working professionals. Whether you need ongoing accounting, a one-time tax filing, or full CRA representation, our team delivers with integrity and clarity.
Client experience
Highly rated, and kept for years
Excellent 398+ Google reviews“{{ leadQuote.text }}”
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A selection of our public Google reviews. Rated Excellent from 398+ reviews — read them all on Google.
Financial tools
See your own numbers before you call us.
Two free calculators, for every province and territory: take-home pay with CPP/EI, RRSP and FHSA deductions, and sole proprietor against incorporating with GST/HST/PST. Results update as you type — no sign-up, nothing stored.
Where a $95,000 Ontario salary goes
Take-home pay
Federal tax
Ontario tax
CPP contributions
EI premiums
Illustrative split for a single Ontario employee at $95,000 with no additional credits. Your figures will differ — the calculator works them out properly.
Deadlines
The Canadian filing year at a glance
Five months of the Canadian year carry a hard deadline for most of our clients. Corporate year ends move with the company, so we build every client a dated calendar in month one and work backwards from it.
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FAQ
Questions we answer every week
If yours is not here, ask it — the first consultation is free and we will tell you plainly whether you need us.
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Your trusted accounting team, always on call.
The first consultation is free and every engagement is quoted before work begins. Call toll-free 866-296-2444, or send us the details and we will respond within one business day.
Our services
Seven service lines. One accountable team.
Every engagement starts with a free consultation and a written quote — or call 866-296-2444.
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You receive
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How it runs
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Not sure which one you need?
Describe the situation — a new corporation, a CRA letter, a year of unreconciled books — and we will tell you which service applies, what it involves, and what it will cost, before you commit to anything.
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What's included
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Who it is for
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Fees
Quoted per engagement after a free consultation. You receive a written scope and price before any work starts.
The process
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What a bookkeeping month looks like
Same rhythm every month, so nothing accumulatesWeek 1
Capture
- Bank and card feeds imported
- Receipts collected from the portal
- Sales and invoices entered
Week 2
Reconcile
- Every account matched to statement
- Unknown items queried with you
- Payables and receivables aged
Week 3
Comply
- Payroll run, remittances scheduled
- HST position calculated
- Source deductions confirmed paid
Week 4
Report
- Profit and loss, balance sheet issued
- Cash position and what changed
- Fifteen-minute review call if wanted
Choosing a structure
Sole proprietor or corporation?
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A general comparison for Ontario businesses, not advice on your situation. The right answer depends on your profit, your other income, whether you need limited liability, and what you plan to do with the business. We work it through with you in the consultation.
Are your records audit-ready?
Eight things determine whether an audit runs four weeks or twelve. We assess all eight in the first week and tell you where you stand.
A typical first-time client scores around six of eight. The gaps are usually documentation, not error.
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The levers
Where tax is actually saved
Relative impact for a typical owner-managed business
Compensation mix
Highest
Timing of income
High
Registered accounts
High
Capital purchases
Moderate
Credits and incentives
Situational
Expense discipline
Baseline
Relative weighting from our own client files, not a promise of savings. The order changes with your profit level and how much you draw from the business.
Where the money goes on a $95,000 Ontario salary
Run your own numbers →
Take-home pay
Federal tax
Ontario tax
CPP contributions
EI premiums
Illustrative for a single Ontario employee with no additional credits or deductions. Deductions, credits and other income change this materially.
If the CRA writes to you
What happens, and when we step in
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Deadline: {{ e.clock }}
The year-end, working backwards from your filing date
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FAQ
Before you engage us on this
The questions clients ask most about {{ svc.nameLower }}. Anything else, ask in the free consultation.
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Also relevant
Services clients pair with this
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Full details →{{ svc.closer }}
Free consultation, written quote, and a named person on your file. Call toll-free 866-296-2444 or send the details.
About us
A professional accounting firm in Canada you can depend on.
At Reliable AOC, we help small businesses, freelancers, and professionals across Canada take control of their finances with confidence. Our experienced team delivers tailored accounting and taxation services with a focus on clarity, compliance, and long-term value.
20+
Years of experience
25
Experienced staff
5,000+
Happy clients served
398+
Google reviews — Excellent
Why are we trusted by businesses across the GTA?
Reliable AOC is built on accuracy, integrity, and client-focused service. We do more than file returns or balance books by helping our clients understand the full picture. With proactive guidance, experienced tax professionals, and a commitment to ongoing support, we ensure every client feels informed, compliant, and in control of their financial future.
What sets us apart
At Reliable AOC, we see every client as more than a file or a deadline. We take the time to understand your business, your challenges, and your goals. Whether you are just starting out or managing an established operation, we tailor our approach to fit your needs with care and consistency.
We believe financial guidance should be built on trust and delivered with clarity. That is why we focus on long-term relationships, offering steady support through every stage of your business journey. You can count on us for honest advice, dependable service, and a team that treats your success as our own.
01
Dedicated Advisors
Work with professionals who know your goals, speak your industry, and deliver consistency without passing you around.
02
Cross-Industry Experience
From retail and construction to consulting and e-commerce, we offer guidance backed by real-world understanding.
03
Regulatory Confidence
Every report, return, and recommendation is aligned with current Canadian tax laws and CRA requirements.
Our mission
We help Canadians make smarter financial decisions with clear, accurate, and dependable accounting support.
Our mission is to simplify complexity, build trust, and deliver lasting value through personalized service and expert guidance. You can focus on growth while we take care of the numbers.
Our vision
To become the most trusted accounting partner in Canada.
We are committed to offering more than technical skill by delivering clarity, consistency, and confidence in every client relationship. Our goal is to redefine what it means to have a reliable financial partner in business and in life.
Our partners
Software and platforms we work in every dayDrop each partner's official logo file onto its slot to replace the name.
Testimonials
What our clients say
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“ {{ q.text }} ★★★★★ {{ q.who }}
A selection of our public Google reviews. Rated Excellent from 398+ reviews — read them all on Google.
Trusted accounting support made simple, clear, and built around you.
Financial tools
Plan better with our free online calculators.
Live estimates for individuals in every province and territory, and Canadian-controlled private corporations. Enter your numbers and the results update as you type — nothing is stored and nothing is sent to us.
Individual / Personal Calculator
Plan your finances with confidence. Estimate your annual taxes, CPP/EI contributions, and registered-account savings for any province or territory. Perfect for individuals in Canada who want clarity on income, deductions, and retirement savings.
Not tax-deductible — shown for planning only, growth and withdrawals are tax-free.
Estimate only, based on indexed federal and {{ res.provinceName }} rates, the basic personal amounts, CPP/CPP2 and EI maximums. It does not include credits, dividends, capital gains or every provincial surtax nuance. Ask us for an exact calculation.
Your estimate — {{ res.provinceName }}
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take-home per year
Average tax rate
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Marginal tax rate
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Monthly take-home
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RRSP at retirement
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Business Commercial Calculator
Simplify your business finances. Compare sole proprietor vs. corporate tax, calculate GST/HST/PST, and see what stays in the company. Designed for Canadian businesses to improve profitability and make informed decisions.
Corporate figures use the {{ biz.provinceName }} small-business rate on active business income up to that province's limit. Sales tax is shown at {{ biz.provinceName }}'s rate on revenue. Estimates only — personal circumstances change the answer.
Sole proprietor vs. corporation
Sole proprietor tax
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Personal rates on all profit
Corporation total tax
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Corporate tax + tax on your salary
Estimated difference
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Key numbers
Rates and limits we work with
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Current federal and Ontario figures as published by the CRA for the 2025 tax year. Rates and limits are indexed annually — we confirm the applicable figures for your year before filing.
An estimate is a start. A plan is better.
Bring the number you just worked out to a free consultation and we will tell you what it misses — credits, instalments, the salary-dividend split — before it costs you anything.
Resources
Insights that help you make better decisions.
Blogs, checklists and CRA forms — everything we send clients before a filing, gathered in one place.
Blog & news
Newest first
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Read More →
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Downloads
Tax checklists and forms
Free — no sign-upInsights by email, once a month.
Practical strategies, real stories and hard-won lessons from founders who have done it — curated to help you grow smarter and move faster.
Thank you — you're on the list for the next monthly issue.
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Also relevant
More from the resource centre
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Read More →Contact
Tell us what you need. We will tell you what it takes.
Pick the service you are looking for support with, add a few details, and the right person from our team answers — not a queue. The first consultation is free.
Consultation
Free, and with the person who would run your file
Response
Within one business day — CRA deadlines move first
Pricing
Scoped and quoted in writing before work begins
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Weekdays only, thirty minutes, no obligation. If a CRA deadline is closer than the first open slot, call the toll-free line and we will make room.
How should we meet?
Available times
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Eastern Time
Pick a date in the calendar and the open half-hour slots for that day appear here.
Message received
Thank you — we have your enquiry.
You asked about {{ sentSummary }}. A member of our team will respond within one business day. For anything urgent, call toll-free 866-296-2444.
Slot held
Your consultation is booked.
When
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How
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About
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A calendar invitation and a short document list are on the way to your email. To move it, call toll-free 866-296-2444.
Send us the details
Tell us how we can assist you
Your details
Who are we meeting, and what about?
We use your details only to respond to this enquiry.
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Talk to us directly
Prefer to call? Use the toll-free line.
Toll free — anywhere in Canada
866 296 2444
Monday to Friday, 9am — 6pm ET. Urgent CRA deadlines are taken first.
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Privacy
Privacy Policy
Last updated: September 2026
Reliable AOC ("we", "us", "our") respects your privacy. This policy explains what information we collect through reliableaoc.com, why we collect it, and the choices and rights you have. It covers this website only — the handling of client files, tax documents and CRA correspondence once you engage us is governed separately by your engagement letter and any CRA representative authorization you sign.
Information we collect
We collect information you choose to give us directly:
- Contact and enquiry forms — your name, business name, email address, phone number, the service you are asking about, and anything you write in the message field.
- Appointment booking — the date, time and meeting format (phone, video or in-office) you select, alongside the contact details above.
- Newsletter sign-up — your email address, if you choose to subscribe.
We do not use cookies, analytics trackers or advertising pixels on this website, and we do not collect information automatically beyond the standard technical logs our web host keeps for security and uptime (such as IP address and browser type on each request).
How we use your information
- To respond to your enquiry or confirm a booked appointment
- To understand which service you need before your consultation
- To send the monthly newsletter, only if you subscribed to it
- To meet our own legal, accounting and insurance record-keeping obligations
We do not sell, rent or trade your personal information, and we do not use it for advertising.
Who we share it with
We do not share the information you submit through this website with third parties, except:
- Service providers who operate the technical infrastructure behind this website (hosting and, where used, email delivery) — bound to use your information only to provide that service to us
- Where required by law, such as a valid court order
Authorizing us as your representative with the CRA is a separate, deliberate step you take directly with the CRA or through a signed authorization form — it is not implied by submitting a website form.
How we protect it
Website form submissions are transmitted over an encrypted (HTTPS) connection. Access to any stored enquiries is limited to the team members who need it to respond to you. No method of transmission or storage is perfectly secure, but we take reasonable, industry-standard steps to protect your information against loss, misuse and unauthorized access.
How long we keep it
We keep enquiry and booking submissions for as long as reasonably needed to respond to you and for our own record-keeping, and newsletter email addresses until you unsubscribe. Client engagement records are retained according to the periods set out in our engagement letter and applicable professional and CRA record-keeping requirements, which are typically longer.
Your rights
Under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to:
- Ask what personal information we hold about you, and request a copy
- Ask us to correct information that is inaccurate or incomplete
- Withdraw consent for us to use your information, subject to legal or contractual restrictions
- Unsubscribe from the newsletter at any time, using the link in any email we send
To exercise any of these rights, contact us using the details below. If you are not satisfied with our response, you may file a complaint with the Office of the Privacy Commissioner of Canada.
Children's privacy
This website and our services are directed at adults and businesses. We do not knowingly collect personal information from children.
Changes to this policy
We may update this policy from time to time to reflect changes in our practices or the law. The "last updated" date at the top of this page shows when it was last revised.
Contact us
Questions about this policy or your information can be sent to [email protected], by phone toll-free at 866-296-2444, or by mail to Reliable AOC, 11 Steinway Blvd, Unit 12, Etobicoke, ON M9W 6S9.